Financing | Equipment Solutions Outdoors

We've partnered with Mower Finance (powered by Terrace Finance) to offer flexible payment solutions for your equipment purchase. Whether you're a homeowner, commercial operator, or municipality, Mower Finance connects you with multiple lenders through one simple application — with consumer options up to $75K and commercial programs up to $500K.

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Equipment Financing & Leasing

Mower Finance makes equipment financing simple. One application connects you with multiple lenders for the best payment options available to you.

Multi-Lender Platform
Multiple lenders compete to offer you the best terms
Up to $75K Consumer
Commercial programs up to $500K
Consumer & Commercial
Options for homeowners, businesses, and municipalities
7-Day Live Support
Customer and merchant support available 7 days a week
Apply Now One application, multiple lender options

All credit profiles considered. Your terms will be clearly explained based on the lender you are matched with before signing and with no obligation to accept. New and used equipment eligible. Must be 18 or older to apply.

Mower Finance, powered by Terrace Finance, is not a lender. Applications are routed through a network of payment solution providers. Approval and approval amount are subject to credit eligibility and not guaranteed. Equipment Solutions Outdoors is not a lender and does not make financing decisions.

Programs for Every Situation

Mower Finance routes your application to the best program for your credit profile. One application — the system does the matching for you.

Consumer Programs
8+ payment solution providers
Better Credit
630+ credit score
Credit Union Loan — $2,500 to $75,000, terms up to 84 months
Personal Equipment Loan — $1,500 to $30,000, fixed rate, no early payoff penalty
Consumer Installment Loan — $1,000 to $10,000, credit card alternative
New & used equipment, titled & untitled, bundle multiple items
Average Credit
550+ credit score
Low Payments Lease — $200 to $15,000, no early payoff penalty
Instant decision option available up to $10,000
Payments matched to your pay cycle
Same as Cash programs available
All makes & models, new & used, bundle multiple items
All Credits Considered
Options for every situation
Equipment Lease — $200 to $5,000, early ownership options
No Credit Needed Lease — No credit score required, 13-month term
Small Ticket Lease — From just $50, 90-day same as cash
Instant decisions, fast response times
New & used equipment, bundle multiple items, no recourse to dealer
Commercial Programs
40+ payment solution providers
Up to $500,000 for commercial equipment purchases
Programs for most credit profiles (500+ score)
No dealer fee, new businesses welcome
Working Capital — Bundle equipment + supplies (seed, fertilizer, etc.)
Express program with no hard credit pull and instant decisions
Tax benefits may apply — consult your accountant
Service & Repair Financing
All credits considered
Finance parts, service, and repairs from $200 to $5,000
Day 1 ownership of repaired equipment
Fast response, flexible payment schedules
Perfect for unexpected repair bills
Don't let a repair bill keep your mower in the shop — get back to work fast
Apply Now — One Application for All Programs
📈 Try the Payment Estimator
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